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Future Generali India plans to expand health insurance portfolio
Chennai: Non-life insurer Future Generali India Insurance Company Ltd. hopes to increase its retail health insurance business with its new product, a senior official said on Wednesday."Out of the total premium, around 14 percent is from health insurance that includes personal accident and travel insurance. And retail business accounts for 22 percent of that. We expect our retail business to...
Chennai: Non-life insurer Future Generali India Insurance Company Ltd. hopes to increase its retail health insurance business with its new product, a senior official said on Wednesday.
"Out of the total premium, around 14 percent is from health insurance that includes personal accident and travel insurance. And retail business accounts for 22 percent of that. We expect our retail business to grow by 50 percent with the launch of new health policy," Jamuna Bhaskar, zonal manager Tamil Nadu, told IANS at the launch of the new health policy here.
She said the company is targeting a premium income of around Rs.2,000 crore this year.
Last year, the company had earned a premium of Rs.1,485 crore, Bhaskar added.
Speaking about the health insurance policy called Health Total, she said it comes with multiple benefits.
The policy provides hospitalisation cover, restoration benefit, 50 percent cumulative bonus for every claim free year and others.
The cover is available for a minimum of one year to a maximum of three years. The policyholders can pay the premium up-front for long-term policy for which a discounted rate will be charged. Alternatively, the premium can also be paid in instalments.
Meghna A Singhania is the founder and Editor-in-Chief at Medical Dialogues. An Economics graduate from Delhi University and a post graduate from London School of Economics and Political Science, her key research interest lies in health economics, and policy making in health and medical sector in the country.She is a member of the Association of Healthcare Journalists. She can be contacted at editorial@medicaldialogues.in. Contact no. 011-43720751