Give Insurance to hospitals against non-payment of bills : HC to IRDA

Mumbai: With the rising cost of healthcare, the instances of non-payment of hospitals bills are certainly on the rise. Given the lack of quality/ proper facilities at government hospitals, poor patients turn to private hospitals for care, but then again, with the lack of universal health insurance schemes are many a times unable to afford the treatment out of their own pockets.

This situation, faced by majority private hospitals and nursing homes in the country, often leads to an impasse-with the patient not being able to afford the pay, while the hospital stuck in a tricky situation of booking a loss on the form of expenditure on care as well as consumables.

More often than not, this has also led to bad publicity for the hospitals with the cry going out that hospitals are detaining patients (even corpses) on account on non payment of bills.

Two pleas in this matter was filed with the Bombay High court, asking for a solution to "Illegal Detention" of patients or even corpses, who are allegedly detained by hospitals over non-payment of bills.

One petition, filed by Trevor Britto, alleged that Prachin Healthcare Multi-Specialty Hospital at Panvel had refused to discharge an injured bus driver due to non-payment of bills. The other petition was filed by a Santa Cruz resident who had alleged that Seven Hills Hospital in Marol had refused to discharge his brother for not paying dues to the tune of Rs 1.8 lakh. Both hospitals have refuted the allegations reports