NMC directs 50 premier medical colleges to add PM Vidyalaxmi scheme education loans in prospectus, admission brochures

Published On 2025-06-17 07:04 GMT   |   Update On 2025-06-17 11:35 GMT

loans

New Delhi: Through a recent notice, the National Medical Commission (NMC) has informed all the Medical Colleges and Institutions regarding the Adoption of the Model Education Loan Scheme (MELS) formulated by the Indian Banks Association (IBA). The institutes have been asked to include information about these loans in their prospectuses to inform students about available financial assistance.

The NMC identified 50 premier medical institutions to promote the PM Vidyalaxmi education loan scheme in their prospectuses and admission brochures. These include All India Institutes of Medical Sciences (AIIMS) in Mangalagiri, Guwahati, Patna, Raipur, Delhi, Rajkot, Bilaspur, Samba, Nagpur, Bathinda, Jodhpur, Bhopal, Bhubaneswar, Gorakhpur, Raebareli, Madurai, Kalyani, and Bibinagar; Post Graduate Institute of Medical Education and Research, Chandigarh; Vardhman Mahavir Medical College & Safdarjung Hospital, Maulana Azad Medical College, Lady Hardinge Medical College, and University College of Medical Sciences, all in Delhi; Pandit Bhagwat Dayal Sharma University of Health Sciences, Rohtak; ESIC Medical Colleges in Faridabad, Bangalore, and Chennai; National Institute of Mental Health and Neuro Sciences (NIMHANS), M. S. Ramaiah Medical College, and Kasturba Medical Colleges in Manipal and Mangalore; Sree Chitra Tirunal Institute for Medical Sciences, and Government Medical College, Thiruvananthapuram; Armed Forces Medical College, Pune; Regional Institute of Medical Sciences, Imphal; Jawaharlal Institute of Postgraduate Medical Education and Research (JIPMER), Puducherry; Christian Medical Colleges in Vellore and Ludhiana; Sawai Man Singh Medical College, Jaipur; Madras Medical College, Chennai; Saveetha Institute of Medical and Technical Sciences, Tamil Nadu; Osmania Medical College, Hyderabad; Shri Vinoba Bhave Institute of Medical Science, Dadra and Nagar Haveli; Sanjay Gandhi Postgraduate Institute of Medical Sciences and King George's Medical University, Lucknow; Uttar Pradesh University of Medical Sciences, Etawah; and Medical College, Kolkata, among others.

"All Scheduled Commercial Banks have been advised by Reserve Bank of India to adopt Model Education Loan Scheme (MELS), formulated by Indian Banks' Association (IBA). In order to further enhance the easy and quick availability of education loans for meritorious students of Quality Higher Educational Institutions (QHEIs), the PM Vidyalaxmi scheme has been launched on 06.11.2024. A list of 50 such medical institutions is at Annexure-I. The scheme enables collateral free, guarantor free education loans by banks through a simple, transparent, student-friendly and digital application process. The details of scheme are available at PM Vidyalaxmi portal," the NMC stated in its notice.

All the Medical Colleges/Institutions mentioned below under the administrative domain of National Medical Commission are advised that the information regarding the availability of education loans under PM Vidyalaxmi scheme, for meritorious students may be  in-corporporated in their prospectus/ admission brochure so that students are made aware about the financial assistance available from banks, through PM Vidyalaxmi scheme.

1

U-0961

ALL INDIA INSTITUTE OF MEDICAL SCIENCES, MANGALAGIRI

Guntur

Andhra Pradesh

2

U-1107

ALL INDIA INSTITUTE OF MEDICAL SCIENCES, GUWAHATI

Kamrup

Assam

3

U-0686

All India Institute of Medical Sciences Patna

Patna

Bihar

4

U-0079

Post Graduate Institute of Medical Education and Research

Chandigarh

Chandigarh

5

C-29442

Govt. Medical College & Hospital

Chandigarh

Chandigarh

6

U-0690

All India Institute of Medical Sciences Raipur

Raipur

Chhattisgarh

7

U-0096

All India Institute of Medical Sciences Delhi

South

Delhi

8

C-32922

Vardhman Mahavir Medical College & Safdarjung Hospital

New Delhi

Delhi

9

C-6414

Maulana Azad Medical College

Central

Delhi

10

C-22461

Lady Hardinge Medical College

New Delhi

Delhi

11

C-6430

University College of Medical Sciences

North East

Delhi

12

C-6430

University College of Medical Science & Guru Teg Bahadur Hospital

North East

Delhi

13

U-1191

ALL INDIA INSTITUTE OF MEDICAL SCIENCES

Rajkot

Gujarat

14

C-30767

Pandit Bhagwat Dayal Sharma University of Health Sciences

Rohtak

Haryana

15

C-56398

ESIC MEDICAL COLLEGE AND HOSPITAL

Faridabad

Haryana

16

U-1218

ALL INDIA INSTITUTE OF MEDICAL SCIENCE

Bilaspur

Himachal Pradesh

17

U-1152

ALL INDIA INSTITUTE OF MEDICAL SCIENCE

Samba

Jammu and Kashmir

18

U-0236

National Institute of Mental Health and Neuro Sciences, Bangalore

Bengaluru Urban

Karnataka

19

C-7242

Kasturba Medical College, Manipal

Udupi

Karnataka

20

C-7251

Kasturba Medical College, Mangalore

Dakshina Kannada

Karnataka

21

C-40345

M. S. Ramaiah Medical College

Bengaluru Urban

Karnataka

22

C-47410

ESIC MEDICAL COLLEGE  AND POST GRADUATE INSTITUTE OF MEDICAL SCINECES AND RESEARCH, Bangalore

Bengaluru Urban

Karnataka

23

U-0266

Sree Chitra Tirunal Institute for Medical Sciences and Technology,

Thiruvananthapuram

Thiruvananthapuram

Kerala

24

C-48124

Government Medical College, Thiruvananthapuram

Thiruvananthapuram

Kerala

25

U-0687

All India Institute of Medical Sciences Bhopal

Bhopal

Madhya Pradesh

26

C-13844

Armed Force Medical College

Pune

Maharashtra

27

U-1051

ALL INDIA INSTITUTE OF MEDICAL SCIENCES NAGPUR

Nagpur

Maharashtra

28

C-9435

Regional Institute of Medical Sciences

Imphal West

Manipur

29

U-0688

All India Institute of Medical Sciences Bhubaneswar

Khordha

Odisha

30

U-0368

Jawaharlal Institute of Post Graduate Medical Education and Research

Pondicherry

Puducherry

31

C-29209

Christian Medical College

Ludhiana

Punjab

32

U-1114

ALL INDIA INSTITUTE OF MEDICAL SCIENCE

Bathinda

Punjab

33

U-0689

All India Institute of Medical Sciences Jodhpur

Jodhpur

Rajasthan

34

C-47118

Sawai Man Singh Medical College

Jaipur

Rajasthan

35

C-45654

Christian Medical College

Vellore

Tamil Nadu

36

C-49008

Madras Medical College and Government General Hospital, Chennai

Chennai

Tamil Nadu

37

U-0475

Saveetha Institute of Medical and Technical Sciences

Thiruvallur

Tamil Nadu

38

C-45507

ESI MEDICAL COLLEGE & ESI-PGIMSR (Inst. Code - 495), CHENNAI

Chennai

Tamil Nadu

39

U-1304

ALL INDIA INSTITUTE OF MEDICAL SCIENCES MADURAI

Madurai

Tamil Nadu

40

C-30588

Osmania Medical College

Hyderabad

Telangana

41

U-1108

ALL INDIA INSTITUTE OF MEDICAL SCIENCE BIBINAGAR

YADADRI BHUVANAGIRI

Telangana

42

C-65956

SHRI VINOBA BHAVE INSTITUTE OF MEDICAL SCIENCE AND RESEARCH

Dadra and Nagar Haveli

The Dadra and Nagar Haveli and Daman and Diu

43

U-0538

Sanjay Gandhi Postgraduate Institute of Medical Sciences

Lucknow

Uttar Pradesh

44

U-0523

King George`s Medical University

Lucknow

Uttar Pradesh

45

U-1180

ALL INDIA INSTITUTE OF MEDICAL SCIENCE GORAKHPUR

Gorakhpur

Uttar Pradesh

46

U-1092

ALL INDIA INSTITUTE OF MEDICAL SCIENCES (AIIMS), RAEBARELI

Rae Bareli

Uttar Pradesh

47

U-0882

Uttar Pradesh University of Medical Sciences

Etawah

Uttar Pradesh

48

U-0691

All India Institute of Medical Sciences Rishikesh

Dehradun

Uttarakhand

49

C-16424

Medical College

Kolkata

West Bengal

50

U-1052

ALL INDIA INSTITUTE OF MEDICAL SCIENCE KALYANI

Nadia

West Bengal

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